Look ahead with less guesswork
See how upcoming bills and paydays could change your balance, so you can plan your next purchase.
Stress-Free Spending
Know what’s left after your bills
Add your balances, bills, and paydays. We’ll help you see what’s coming up and estimate what you can spend today. No bank connection needed.
A little less money guesswork
Rent, groceries, a night out—see how it all fits before you spend.
Make room for bigger bills
Plan for car insurance, yearly subscriptions, and other occasional expenses with monthly savings targets.
Check in, then get on with your day
Update your balances, take a look at the week ahead, and get back to the things you’d rather be doing.
Everyday money, made easier
A clear view of your bills, balances, and next steps.
Know what’s left after bills
Your bank balance doesn’t tell the whole story. Safe to Spend looks at the balances, bills, and paydays you enter to estimate what you can spend today while covering the next 30 days.
- An estimate based on your upcoming bills and paydays
- A quick heads-up when money looks tight
- A simple chart of your balance over the next 30 days
Get ready for the bills that pop up less often
Car insurance every six months? A yearly subscription? See how much to set aside each month so those bigger bills are easier to plan for.
- Keep monthly bills and occasional expenses easy to find
- A $600 bill every six months works out to $100 a month
- See how many months are left until a bill is due
See bills and paydays together
A bill landing just before payday can make things tight. See when money is coming in and going out, and spot the days that may need a little planning.
- See upcoming paydays and bill dates in one place
- Find the day your balance is expected to be lowest
- Look ahead 30, 60, or 90 days
See what a little extra could do for your debt
Wondering what an extra $50 or $100 a month could do? Try different payments and see how they could change your interest costs and estimated payoff date.
- Try different extra monthly payments
- Compare paying the highest interest rate or smallest balance first
- See your estimated savings and debt-free date
A quick money check, wherever you are
Thinking about a purchase? Open the app on your phone to check your latest plan.
Your money is personal. We get it.
You don’t need to share your bank login. Your information is saved in your account so you can use it across devices. We don’t sell your financial data or show third-party ads.
🔒 Optional PIN lock☁️ Saved across devices🛡️ No bank login needed