✨ Feature Tour

A clearer picture of your everyday money

See what’s due, plan for bigger bills, and find out what may be left to spend.

Know what’s left after bills

Your bank balance doesn’t tell the whole story. Safe to Spend looks at the balances, bills, and paydays you enter to estimate what you can spend today while covering the next 30 days.

  • An estimate based on your upcoming bills and paydays
  • A quick heads-up when money looks tight
  • A simple chart of your balance over the next 30 days
Safe to Spend estimate and upcoming bills

Get ready for the bills that pop up less often

Car insurance every six months? A yearly subscription? See how much to set aside each month so those bigger bills are easier to plan for.

  • Keep monthly bills and occasional expenses easy to find
  • A $600 bill every six months works out to $100 a month
  • See how many months are left until a bill is due
Monthly savings targets for occasional bills

See bills and paydays together

A bill landing just before payday can make things tight. See when money is coming in and going out, and spot the days that may need a little planning.

  • See upcoming paydays and bill dates in one place
  • Find the day your balance is expected to be lowest
  • Look ahead 30, 60, or 90 days
Upcoming bills and paydays on a balance timeline

See what a little extra could do for your debt

Wondering what an extra $50 or $100 a month could do? Try different payments and see how they could change your interest costs and estimated payoff date.

  • Try different extra monthly payments
  • Compare paying the highest interest rate or smallest balance first
  • See your estimated savings and debt-free date
Estimated debt payoff dates and interest costs

A quick check-in that fits your week

Take a few minutes to update your balances and see what’s coming up. No need to sort every receipt or turn your weekend into a budgeting session.

  • Update your checking, savings, and credit card balances
  • Add a note about what changed this week
  • Keep track of your weekly check-ins
Weekly balance check-in

Your accounts, all in one place

Bring your balances together for a clearer picture of your money. Update them yourself when you check in—there’s no bank connection to set up.

  • Organize your everyday money, savings, investments, and loans
  • See what you own minus what you owe, based on your latest updates
  • Check card balances and how much of each credit limit you’re using
Account balances and what you own minus what you owe

Take a look around

Open the app and choose Demo Mode to try it with sample data. No account needed.

Try the free demo